For Home Buyers

Attention Jacksonville Home buyers

FREE Buyer representation for Jacksonville first time home buyers!!

     Now is the time to buy!  Rates are near all time lows, and home prices are the lowest they have been since 2003.  It is now more affordable to buy a home rather than rent.  There is also a $7,500 First Time Home Buyers Tax Credit for a limited time!  Click here for more information.  Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. My services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, I also provide listings by email. I pride myself on repeat business and hope you'll come to understand why.

As Your Agent, I Will:

• Assure that you see all the properties in the area that meet your criteria.
• Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
• Make sure you don't pay too much for your new home and help you avoid costly mistakes.
• Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Before You Start Looking For Your New Home:

• Check your credit rating. Straighten out any errors before its too late.
• Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
• Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
• Choose a REALTOR® that you trust and who understands your needs.
• Determine what neighborhood best matches your needs.
• Identify important features you need your new home to have.

Closing Costs to Expect:

• Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
• Third-party fees include charges for insurance, title search, and other inspections such as termites.
• Government fees include deed recording and state & local mortgage taxes.
• Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

Remember, our home buyer representation is totally 100% free for you! 

Find out how much your closing costs could be.

Click here to search comparable properties

Fill out the form below and tell me about the perfect property for you, and I'll see what I can find!  Spend some time looking around my website, you will also find it one of the top three most informative and detailed websites in North Florida!!

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