Short Sale Specialists
Short Sale Specialist Realtor - Jacksonville Florida
Get Your Home SOLD! 
Pay NOTHING out of pocket!
WARNING! If you are considering a short sale, watch out for scam artist investors! NEVER sign a "$10 option contract", a power of attorney, or a quit claim deed! We are NOT investors, we look out for YOUR interests! Also beware of investors posing as home buyers!! Most of these con artists do NOT buy homes in the manor they claim, but put in option contracts to tie up your house, and then try to illegally flip them to a REAL buyer.
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If you answered yes to any of these questions,
The First Coast Home Rescue Team may be able to Help!
We are your Jacksonville, Ponte Vedra, Orange Park and St. Augustine Florida Short Sale and pre foreclosure specialist Realtors
Mike Linkenauger Team - (904)733-4911
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Here are some testimonials from some of our recent short sale clients
"First Coast Realty's team of experts navigated the process from working with our mortgage investor to negotiate of the accepted price to the closing agent who performs the closing. We spoke with many so called experts but Mike Linkenauger and his team was clearly the choice for us to get this process completed with least amount of stress. Many companies call themselves expert but First Coast Realty has the actual contacts to make a qualified judgment on your personal situation. Thank you Mike and First Coast Realty!"
Tom and Lisa R.
Tom and Lisa were forgiving of over $150,000 of mortgage debt. CLICK HERE to see their short sale approval letters!
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"We just wanted to take a minute and thank you for all the hard work you have done for us and successfully selling 2 homes for us in a fairly short period of time. We know you have spent a lot of time negotiating and getting approval from the 1st and 2nd lienholders of each property! We really needed to sell these homes and doing a short sale was our best option. You have went "above and beyond" to make this a very smooth process! Thanks again!"
Mike and Renee W.
Between two properties, Michael and Renee were forgiven of approximately $400,000 in debt, and were able to get a fresh start on their lives. CLICK HERE to see their short sale approval letters!
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"Mike and his team did an great job on selling my property. This was a very difficult time for my family and me. With this downturn in the economy, I was left a house and a mortgage I could not pay or afford. Mike, you came to my rescue. I truly appreciate your professionalism and your dedication from you and your entire team on getting this property sold quickly and NOT requiring to payback the bank almost 80k. By you working with the bank and establishing a great relationship, I do not have any financial obligation to the bank. I believe your marketing effort provided great exposure for my property that helped expedite selling.
I would definitely recommend using your services and expertise if any one finds them selves in this difficult situation.
It was a pleasure working with and your team and keeping my spirits positive.
Now I can get my life back and move forward."
Gary R.
Gary had an investment property that could not be rented for anywhere near what his mortgage payment was, and could not cover the difference. He was forgiven of approximately $80,000 in debt from his lender! CLICK HERE to see his short sale approval letter!
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Give me a call at (904)733-4911 to discuss the short sale process, and how we may be able to help!
We help Stop Jacksonville Florida Foreclosure at no cost to you!
What are short sales? A short sale in real estate occurs when the outstanding loans against a property are greater than the proceeds from the sale of a home.
How can you help me? We are a team of experienced and very reputable Real Estate Agents who specialize in Jacksonville FL Short Sales and in helping home owners in all of Northeast Florida by working with your lender to negotiate a lower payoff amount in order to price your home below competition and get it sold FAST. Me and my team will also aggressively market your home to attract buyers and oversee the entire sales process of your home.
What if my home is worth more than my loans, but I could not pay the closing costs? That can still be a short sale. Many homeowners in Northeast Florida have avoided adjusting the price of their home to current market value in a desperate attempt to receive enough money back to pay off their loan balances. If this is you, you are just delaying the inevitable, as home values continue to fall in Jacksonville.
If I sell my home short, will my mortgage company come back after me for the money? NO. We will work to secure a full release for you at closing. We get our home owners released from the debt free and clear the vast majority of the time.
Who will pay your commission and the other closing costs? The bank will. You will pay us $0. Nothing up front, nothing at closing, period. In a short sale, your lender pays all traditional seller closing costs.
How much work will this take? Not much for you. We will ask you to gather certain financial information and forms for us to present to your lender. We will handle the negotiations and details with your bank as well as the process involved in selling your house.
If I am going through foreclosure, can I do a short sale? YES. In fact, the bank will be more than happy to work with you on a short sale. It is to the banks and your advantage to work out a short sale. The foreclosure process is usually much more costly for both parties than a short sale.
Why is it to my advantage to do a short sale? A foreclosure will damage your credit far far more. In fact, many banks DO NOT report a short sale. In addition, in the event of a foreclosure, the lender can also come after you for a judgement in the amount you owe. We will work to get a full release from the lender for you.
Can I stay in my house until the short sale is completed? YES. You will not have to more out until the closing. In fact, if you are facing foreclosure and we are actively working with you bank, we can get them to delay the foreclosure proceedings and make it possible for you to stay in the home for some time.
Are there tax consequeces for a short sale? Your lender will likely write off any forgiven debt, and you may be sent a 1099 any deficiency forgiven by your lenders. HOWEVER, due to the mortgage debt relief act of 2007, you are NOT liable to pay any taxes on this amount if the property closes prior to 2012 and is your primary residence. Please consult an accountant regarding any tax ramifications of a short sale.
Can my current realtor work the short sale? In the majority of cases, the answer is NO. Unfortunately many Real Estate Agents in Jacksonville do not have the knowledge, experience, or skill to complete a short sale on a house. It is NOT part of the Realtor basic training! The majority of other agents don't want to! The results of inexperience can be disastrous! We make the deals happen, when other agents make the Foreclosures happen.
We understand this may be a very difficult and stressful time for you and your family. Our job is to get rid of your headaches and help make things go as smoothly as possible for you. We are a team of experienced real estate agents and Jacksonville Florida short sales specialists, but we also work St. Augustine, Orange Park, and Ponte Vedra FL short sales as well. We are certified Loss Mitigation Consultants and are very experienced in working with lenders in the short sale process. In addition, we have one of the most aggressive marketing plans in Northeast Florida to insure a fast sale of your home.
Stop Jacksonville Home Foreclosure Expert Realtors, Ponte Vedra Florida Short Sales, Jacksonville, Orange Park and St. Augustine Florida Short Sale and pre foreclosure Specialist Help.
Considering a foreclosure costs over $50,000 on average, a short sale is in your lenders best interests!
Remember, Our Service is 100% FREE to You - Your lender pays all brokerage fees and closing costs
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Since our fees are paid 100% by your lender, we loose time and money if we don't make the short sales happen. Short Sales are NOT the only alternative when you are in financial hardship. I would like to discuss your situation with you to see you qualify for a short sale and also discuss all options with you Please Call us at (904)635-8822 or (904)733-4911 or fill out the form below for a FREE, confidential, no obligation consultation.
Lets talk SOLUTIONS!
